1. Software - Use & Purpose

1.1 The App is pre-release software and may not be fully functional or tested. It is provided for the purpose of evaluation and feedback only.

1.2 You acknowledge that:

• The App may contain bugs or errors.
• It is not intended for use in production or for any mission-critical tasks.
• Access is provided at our sole discretion and may be revoked at any time.
• Currently, The App is offered free of charge. We reserve the right to introduce fees for certain features or access levels in the future. Any changes will be communicated in advance and subject to your agreement.

2. Ownership and Intellectual Property

2.1 The App, including all content, code, features, trademarks, and other intellectual property, is and shall remain the exclusive property of Doctor's Choice, Inc.

2.2 These Terms do not grant you any rights of ownership in the App or any related materials. You are granted a limited, non-exclusive, non-transferable, revocable license to use the App solely for testing and evaluation.

2.3 You agree not to reproduce, copy, modify, reverse engineer, decompile, or create derivative works based on the App or any portion thereof.

3. Confidentiality

3.1 You agree to treat the App and all related information, including features, performance data, bugs, and feedback, as confidential and not to disclose it to any third party without our prior written consent.

3.2 This obligation survives the termination of your participation in the Test.

4. Feedback

4.1 You may provide feedback, suggestions, or ideas related to the App ("Feedback"). We are free to use such Feedback without restriction or compensation to you.

4.2 You agree that all Feedback becomes the sole and exclusive property of Doctor's Choice, Inc.

5. No Warranty and Limitation of Liability

5.1 The App is provided "as is" and "as available," without any warranties, express or implied.

5.2 To the maximum extent permitted by law, we disclaim all liability for any damages or losses arising from your use of or inability to use the App.

5.3 Third-Party APIs and Services:

• DC uses third-party APIs and services to retrieve pricing and plan information.
• We do not control or guarantee the accuracy, completeness, or availability of data provided by these third-party sources.
• We are not liable for any errors, omissions, or discrepancies in third-party content or pricing.

5.4 Informational Use Only:

The information and quotes provided through the platform are for informational purposes only and do not constitute:

• Legal or financial advice;
• A binding offer or guarantee of insurance coverage;
• A representation of final pricing or eligibility.

Final decisions on plan eligibility, pricing, and enrollment are made solely by the insurance carriers. Users should consult with the carriers or appropriate legal/financial professionals before making decisions.

5.5 Service Warranties and Liability:

• The Service is provided on an "AS IS" and "AS AVAILABLE" basis.
• We disclaim all warranties, express or implied, including:
  • Warranties of merchantability, fitness for a particular purpose, or non-infringement;
  • Accuracy, completeness, or reliability of quotes or plan details.
• To the maximum extent permitted by law, DC, its officers, employees, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service, including but not limited to:
  • Loss of business or data;
  • Errors in quotes or plan comparisons;
  • Unauthorized access or disclosure of sensitive data.

6. Data and Privacy

6.1 Use of the App may involve the collection and processing of personal data. We will handle such data in accordance with our Privacy Policy and applicable laws.

6.2 You acknowledge and agree that you are responsible for obtaining any necessary consents from your clients and their employees before submitting data to the platform.

7. Termination

7.1 We may terminate or suspend your access to the App at any time, for any reason, without notice.

7.2 Upon termination, you must cease all use of the App and delete any confidential information or materials you received.

8. Miscellaneous

• These Terms are governed by the laws of the State of Delaware.
• You may not assign your rights under these Terms.
• If any provision is found invalid, the remainder will remain in effect.
• We reserve the right to modify these Terms at any time. Updated versions will be posted on this page with a revised "Last Updated" date.
• Continued use of the platform after changes constitutes acceptance of the revised Terms.
• By using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms.